Saver’s Bridge
Short-term medical pays benefits like a major medical insurance plan, but for the length of time, you select, up to one year. We have a wide range of deductible options to fit your coverage needs and budget.
Health Sherpa
Find easy affordable healthcare.
David Topor has been assisting clients with their individual Medicare Supplement Insurance questions and choices since 2009. He prides himself on being able to simplify a very confusing selection process. David promises to take the necessary time to listen to your questions and explain your choices in a easy to understand manner. As a Independent Agent, David has the ability to get quotes from all major Insurance Companies which will guarantee that the customer gets the best policy available in the market. David is happy to visit clients at their home and encourages other family members to join the meeting if requested. Integrity is very important to David, and will never pressure a client to make a decision to enroll in a plan. If you would appreciate this kind of personal attention, please call David directly at 865-441-1794. You will be glad you did.
Frequently Asked Questions
Do I need to enroll in a new ACA (ObamaCare) plan every year?
Yes, every year the insurance companies are allowed to change their plans to comply with the new government requirements. Because of that, clients need to update their income and other information to re-apply for the new updated plans. Each year from November 1 through January 15, clients have an open enrollment period to update their application and enroll in a new plan. I also recommend to all my clients that they check for Prescription Medication and Doctor Network changes at that time as well.
What is the best way to figure out the best plan for me?
The first step I take with my prospects and clients is to go to my HealthSherpa quoting tool and see if they qualify for a tax-subsidy to help pay for their premium and CSR (Cost Share Reduction) to assist with their out of pocket costs.
Once they do that they will see a list of all the plans available for their zip-code.
The next step is to check if their doctors and medical facilities (providers) are in the specific plan’s networks.
There is also a tool to check to see if their prescription medication is covered on the plans
Once you do that you can easily filter out the companies that do not take your doctors and use the tool to compare the plans side by side.
If at anytime you need me to guide you through the process, feel free to give me a call – 865-441-1794
Can I travel with my plans?
Yes. All plans offer Emergency and Urgent care across the United States.
Need Hassle Free Advice
If we didn’t answer all of your questions, feel free to drop us a line anytime.
